Navigating the Loan Assumption/Loan Modification Process After the Death of a Borrower in California

In 2013 California enacted what is termed the Homeowners’ Bill of Rights (“HOBR”) to assist both loan servicers and homeowners in navigating the process of loan modifications or other foreclosure alternatives when a loan is in default.   But what about when the homeowner dies and there is a mortgage in default?  Does the non-borrower have a […]